Complete Loan Guide

Everything you need to know about different types of loans, eligibility criteria, required documents, and application process.

Home Loan Guide

Eligibility Criteria

Age: 21-65 years, Minimum income: ₹25,000/month, Employment: 2+ years experience, Credit Score: 700+

Required Documents

Identity proof, Address proof, Income documents, Property documents, Bank statements (6 months)

Interest Rates

Starting from 8.5% p.a. onwards. Rates vary based on loan amount, tenure, and credit profile.

Personal Loan Guide

Eligibility Criteria

Age: 21-60 years, Minimum income: ₹15,000/month, Employment: 1+ years experience, Credit Score: 650+

Required Documents

Identity proof, Address proof, Income proof, Bank statements (3 months), Employment proof

Interest Rates

Starting from 10.5% p.a. onwards. Quick approval within 24-48 hours for eligible applicants.

Business Loan Guide

Eligibility Criteria

Business vintage: 2+ years, Annual turnover: ₹10 lakhs+, Age: 21-65 years, Good credit history

Required Documents

Business registration, Financial statements, ITR (2 years), Bank statements, GST returns

Interest Rates

Starting from 11.5% p.a. onwards. Flexible repayment options available.

Vehicle Loan Guide

Eligibility Criteria

Age: 18-65 years, Minimum income: ₹12,000/month, Valid driving license, Employment proof

Required Documents

Identity proof, Address proof, Income proof, Driving license, Vehicle quotation/invoice

Interest Rates

Starting from 9.5% p.a. onwards. Up to 85% financing available on vehicle value.

Simple Application Process

Get your loan approved in just 4 easy steps

01

Apply Online

Fill out our simple online application form with your basic details

02

Submit Documents

Upload required documents digitally or visit our office

03

Quick Verification

Our team will verify your documents and eligibility within 24 hours

04

Get Approved

Receive loan approval and get funds disbursed to your account

Tips for Loan Approval

Increase your chances of getting approved with these expert tips

Maintain Good Credit Score

Keep your credit score above 700 by paying bills on time and maintaining low credit utilization.

Stable Employment

Having a stable job with consistent income for at least 2 years improves approval chances.

Complete Documentation

Ensure all required documents are complete and up-to-date to avoid delays.

Choose Right Loan Amount

Apply for a loan amount that matches your repayment capacity to avoid rejection.

Compare Interest Rates

Research and compare rates from different lenders to get the best deal.

Clear Existing Debts

Pay off existing debts to improve your debt-to-income ratio before applying.

Ready to Apply for Your Loan?

Our loan experts are here to guide you through the entire process

Ready to Apply for a Loan?

Our experts are here to guide you through the process